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Business


Start your relationship today with a Business Checking or Savings account.

Business Checking Solutions

  Small Business
Checking
Business
Checking
Business Interest Checking Corporate Interest Checking Executive
Personal
Checking
If you: Need basic business checking services.
Make less than 100 debit transactions a month.
Have a large volume of transactions.
Want to receive an earnings credit on your available balance to offset monthly account and transaction fees.
Are a sole proprietorship, club, or non-profit organization.
Make less than 100 debit transactions a month.
Want to earn interest with tiered rates.
Are a corporation.
Make less than 100 debit transactions a month.
Want to earn interest with tiered rates.
Have an active Mohave State Bank business checking account.
Want to earn interest on balances.


Monthly fee $10 $15 $20 $20 $15
Minimum to open $250 $250 $250 $250 $250
Average daily balance to waive monthly fee
$1,500 Earned credits can be used to offset transaction fees.
$2,500 $2,500 $2,500 or an active Mohave State Bank business checking account or an average daily balance of $10,000 in another Mohave State Bank deposit relationship.
Earns interest No No
Yes Yes Yes
Allowed transactions
per month
100 debits Unlimited 100 debits 100 debits Unlimited
Transaction fees Per debit $.30 Per debit $.12 
Per ACH debit $.10
Per credit $.30
Per deposited item $.08 (reserve required)
Per debit $.30 Per debit $.30 None
VISA® debit card
Yes
Yes Yes
Yes
Yes
VISA® credit card
Available 
Available  Available  Available 
Available 
Business online banking
Yes 
Yes 
Yes 
Yes 
Yes 
Business online bill pay
$5.95
$5.95
$5.95
$5.95
Yes
Telephone banking
Yes 
Yes 
Yes 
Yes 
Yes 
Notary services
Yes 
Yes 
Yes 
Yes 
Yes 
Standard personal checks and cashier checks
No No No No Yes

Business Savings Solutions

  Business
Savings
Business
Money Market
If you: Have low average daily balance.
Want to protect and build savings.
Access savings occasionally.
Monthly fee $3 $10
Minimum to open $250 $250
Average daily balance to waive monthly fee $300 $2,500
Earns interest with tiered rates No Yes
Certain withdrawal limits
6
6
Online banking
Yes 
Yes 
Online bill pay No No
Wires Incoming $10
Outgoing Domestic $20   
Outgoing Foreign $45
Incoming $10
Outgoing Domestic $20   
Outgoing Foreign $45
Telephone banking
Yes 
Yes 
Notary services
Yes 
Yes 

Additional services available with your business accounts:

• Personal Checking Account
• Business Online Banking
• Business Online Bill Pay
• Wire Transfers
• Business Debit Cards
• eStatements
• Night Depository
• Notary Service
• Telephone Banking
• Telephone Transfers
• Merchant Services
• EZ Deposit