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Business Checking & Savings

Business Checking & Savings Account Benefits & Features Include:


Business Checking and savings accounts are a secure place to put your money and make managing your money easier. Mohave State Bank accounts are FDIC insured. That means your money is safe. Features like debit cards, eStatements, account alerts, online banking, remote deposit capture, merchant services, and telephone banking add convenience to managing your business accounts.

Checking Type

Small Business
Checking

Business Analyzed Checking

Business Interest Checking

Corporate Interest Checking

Executive
Personal
Checking

If you:

Need basic business checking services.
Make less than 100 debit transactions a month.

Have a large volume of transactions.
Want to receive an earnings credit on your available balance to offset monthly Bank account and transaction fees.

Are a sole proprietorship, club, or non-profit organization.
Make less than 100 debit transactions a month.
Want to earn interest with tiered rates.

Are a corporation.
Make less than 100 debit transactions a month.
Want to earn interest with tiered rates.

Have any active MSB business checking account.
Want to earn interest on balances.

Monthly fee

$10

$15

$20

$20

$15

Minimum to open

$250

$250

$250

$250

$250

Average daily balance to waive monthly fee

$1,500

Earned credits can be used to offset Bank fees.

$2,500

$2,500

$2,500 or an active MSB business checking account or an average daily balance of $10,000 in another MSB deposit relationship.

Earns interest

No

No

Yes

Yes

Yes

Allowed transactions
per month

100 debits

Unlimited Deposits

Unlimited

100 debits

Unlimited Deposits

100 debits

Unlimited Deposits

Unlimited

 

Transaction fees

Per debit $.30

Ask for details

Per debit $.30

Per debit $.30

None

VISA® debit card

Yes

Yes

Yes

Yes

Yes

VISA® credit card

Available 

Available 

Available 

Available 

Available 

Business online banking

Yes 

Yes 

Yes 

Yes 

Yes 

Business online bill pay

Yes

Yes

Yes

Yes

Yes

Telephone banking

Yes 

Yes 

Yes 

Yes 

Yes 

Notary services

Yes 

Yes 

Yes 

Yes 

Yes 

Standard personal checks and cashier checks

No

No

No

No

Yes

 

Business Savings Feature Include:


 Savings Type

Business
Savings

Business
Money Market

If you:

Have low average daily balance.

Want liquidity, to protect and build savings.
Access savings occasionally.

Monthly fee

$3

$10

Minimum to open

$250

$250

Average daily balance to waive monthly fee

$300

$2,500

Earns interest with tiered rates

No

Yes

Certain withdrawal limits

6

6

Online banking

Yes 

Yes 

Online bill pay

No

No

Wires

Incoming $10
Outgoing Domestic $20   
Outgoing Foreign $45

Incoming $10
Outgoing Domestic $20   
Outgoing Foreign $45

Telephone banking

Yes 

Yes 

Notary services

Yes 

Yes 

 

Additional services available:

• Personal Checking and Savings Account
• Night Depository
• Telephone Transfers
• Merchant Services
• Electronic Services
• Positive Pay

How To Open


Open by visiting your local branch and talking with a Personal Banker.


Have questions or need more help? Call or visit your local branch.