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Personal Loans

Personal Loan Benefits & Features Include:


Do you need some cash to make an upcoming purchase or to cover an unexpected expense? Mohave State Bank might be able to help. A personal loan allows you to purchase or pay an expense today and make payments over time. Mohave State Bank has an in house loan team which makes getting and paying your loan as pain free as possible. All loans are subject to credit approval.


Auto Loan: We offer auto loans on vehicles up to four years old. A loan can provide up to 90% of financing for the purchase of a vehicle. Auto values are based on the Kelly Blue Book (KBB) valuation.

Boat Loan: We finance up to 75% of your boat purchase.  Financing options are available for new or used boats. Boat values are based on the National Automobile Dealers Association (NADA) valuation.

RV Loan: We have Recreational Vehicle (RV) loans that provide up to 85% of financing for the purchase of an RV. Financing is available for RV’s up to five years old. Values are based on the National Automobile Dealers Association (NADA) valuation.

ATV, Motorcycle, Personal Watercraft Loan: We finance up to 75% of your ATV, motorcycle, personal watercraft, or other recreational vehicle. Financing is available on vehicles up to three years old. Values are based on the National Automobile Dealers Association (NADA) valuation.

Lot Loan: We offer up to 70% of financing to purchase a vacant residential lot for the purpose of future construction of a primary or secondary residence.

Storage Condo Loan: We can help finance up to 75% of your purchase of a storage condo unit. Storage condos are commonly used for RV and boat storage.  

Cash Secured Loan: We offer cash secured loans. Funds can be used for purchase or unexpected expenses. A cash secured loan is a loan that is 100% collateralized by personal deposits in Mohave State Bank accounts. It may be a solution for those wishing to re-establish their credit.   

Unsecured Loan: We offer unsecured loans. Funds can be used for purchase or unexpected expenses. This type of loan does not require collateral. It is issued based on income, ability to repay, and credit worthiness.

How To Apply


Apply by visiting your local branch and talking with a Personal Banker.


Have questions or need more help? Call or visit your local branch.