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Personal Checking & Savings

Checking & Savings Account Benefits & Features Include:


Checking and savings accounts are a secure place to put your money and make managing your money easier. Mohave State Bank accounts are FDIC insured. That means your money is safe. Features like debit cards, eStatements, account alerts, mobile, online, and telephone banking add convenience to managing, saving, and spending your money.

 Checking Type

Personal
Checking

Personal Interest Checking

Platinum
Checking

50+
Checking

If you:

Need unlimited checks & withdrawals.

Want to earn interest with a low minimum monthly balance.

Earn higher interest on a higher collected balance.

Are aged fifty and higher.

Monthly fee

$8

$15

$25

$8

Minimum to open

$250

$250

$250

$250

Average daily balance
to waive monthly fee

$1,000

$2,500

$25,000

$1,000

Average daily balance in another deposit relationship to waive monthly fee

$5,000

$10,000

$25,000

$5,000

Earns interest

No

Yes

Yes

Yes

Checks or withdrawals per month

Unlimited

Unlimited

Unlimited

Unlimited

VISA debit card

Yes

Yes

Yes

Yes

Online banking & bill pay

Yes 

Yes 

Yes 

Yes 

Telephone banking

Yes 

Yes 

Yes 

Yes 

Notary services

Yes 

Yes 

Yes 

Yes 

Standard personal checks
and cashier checks

No

No

Yes

Yes

Mobile Banking & Popmoney

Yes

Yes

Yes

Yes

Services Included With Checking Accounts:

• Unlimited check writing
• Uswipe Uchoose Debit card rewards
• Night depository
• eStatements
• Check images
• Travel Services
 

Savings Account Features Include:


 Savings Type

Personal
Savings

Minor
Savings

Platinum
Savings

Personal
Money Market

If you:

Have low average daily balance.

Want to build savings for minors (age 18 and under).

Want higher interest rates and access to your savings.

Want to protect and build savings.rates.

Monthly fee

$3

--

$10

$10

Minimum to open

$250

$5

$250

$250

Average daily balance to waive monthly fee

$300

--

$20,000

$2,500

Earns interest

Yes

Yes

Yes

Yes

Certain withdrawal limits

6

6

6

Online banking

Yes 

Yes 

Yes 

Yes 

Online bill pay

No 

No

No

No

Telephone banking

Yes 

Yes 

Yes 

Yes 

Notary services

Yes 

Yes 

Yes 

Yes 

Services Included With Savings Accounts:

• Night depository
• eStatements


Additional services available for Personal Checking and Savings accounts:

• Wire Transfers
• Overdraft Protection
• Safe Deposit Boxes
• Mohave Advantage Program
• College Savings Accounts

How To Open


Open by visiting your local branch and talking with a Personal Banker.


Have questions or need more help? Call or visit your local branch.